Opposites. That’s what my two sons are. Well, not it all respects (they both love to play video games, ride bikes, get dirty, and generally annoy each other) but when it comes to money, they couldn’t be more different. My oldest is 11, going on 40. His view of money is quite simple. He doesn’t like to spend it. We live several states away from grandparents, aunts, and uncles, so holiday gifts generally involve money or gift cards, and he simply saves it all. As an Accredited Financial Counselor® this makes my heart smile, but I know saving every last penny isn’t always a good thing.